Premium Choice Home Loan
4.78 % p.a<
4.68 % p.a<
4.58 % p.a<
3.99 % p.a1
4.10 % p.a1
*This comparison rate is based on a $150,000 loan over 25 years.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.
**At conclusion of the fixed rate period, the loan converts to the Premium Choice Home Loan Variable Rate applicable to the loan amount at funding.
< An interest rate margin may apply based on the size and location of the security property.
1 Interest rate applicable where loan to valuation ratio is less than or equal to 80%. An interest rate margin may apply based on the size and location of the security property.
A fully featured home loan offering competitive interest rates, flexible repayments options and no ongoing monthly fees. Our Premium Choice Home Loan offers the option of either a fixed or variable rate and a choice of principal and interest or interest only payments.
Features and Benefits:
- 100% Offset Account
- No monthly loan fees
- Additional repayments without penalty (variable rate loans only)
- Free online and mobile banking redraws (variable rate loans only)
- Interest only option available#
|Available to||Individuals, Companies and Trusts|
|Construction Loan||Yes (variable rate loans only)|
|Minimum loan amount||$50,000|
|Maximum loan amount||95% of the property value1|
|Loan Period||Up to 30 years|
|Repayments||Monthly / Fortnightly / Weekly|
|Additional Repayments||Yes without penalty (variable rate loans only)|
|Redraw Facility||Available only with variable rate loans|
|Application Fee||$500 – LVR <= 80%
$600 – LVR >80%
|Mortgage Offset Account||Yes|
|Loan Repayment Insurance||Available|