Premium Choice Home Loan
4.80 % p.a<
4.70 % p.a<
4.60 % p.a<
3.05 % p.a
3.99 % p.a1
4.54 % p.a1
4.19 % p.a1
4.74 % p.a1
*This comparison rate is based on a $150,000 loan over 25 years.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
**At conclusion of the fixed rate period, the loan converts to the Premium Choice Home Loan Variable Rate applicable to the loan amount at funding.
< An interest rate margin may apply based on the size and location of the security property.
1 Interest rate applicable where loan to valuation ratio is less than or equal to 80%. An interest rate margin may apply based on the size and location of the security property.
Interest Rates effective from the 13 June 2022 (terms and conditions available on request).
A fully featured home loan offering competitive interest rates, flexible repayments options and no ongoing monthly fees. Our Premium Choice Home Loan offers the option of either a fixed or variable rate and a choice of principal and interest or interest only payments.
Features and Benefits:
- 100% Offset Account
- No monthly loan fees
- Additional repayments without penalty (variable rate loans only)
- Free online and mobile banking redraws (variable rate loans only)
- Interest only Bridging option available – margin of 0.50% applies#
Key Features:
Available to | Individuals, Companies and Trusts |
Owner Occupied | Yes |
Construction Loan | Yes (variable rate loans only) |
Minimum loan amount | $50,000 |
Maximum loan amount | 95% of the property value1 |
Loan Period | Up to 30 years |
Repayments | Monthly / Fortnightly / Weekly |
Additional Repayments | Yes without penalty (variable rate loans only) |
Redraw Facility | Available only with variable rate loans |
Application Fee | $500 – LVR <= 80% $600 – LVR >80% |
Monthly Fee | No |
Mortgage Offset Account | Yes |
How to get your Home Loan approved quickly