Banking solutions for everyone
Everyone banks differently, so we give you options for how you access your money.
Below are the most common ways to help you do your thing, whether it’s tap and go, keeping track using the app or staying informed about the latest security tips.
Visa Debit Card
Use money from your transaction account wherever Visa is accepted. You can withdraw money using ATMs and make payments with eftpos and Visa payWave.
Access your money anywhere, anytime.
The Cap App
Use your mobile phone to easily manage your accounts, cards and payees.
Use online banking to manage your accounts, cards and payees straight from your laptop or desktop computer.
New Payments Platform
Transfer and receive money faster by using NPP. Use PayID instead of your BSB or account number. Make fast 24/7 online payments via Osko.
Did you know that you can send money from your bank account to an overseas bank account via our International Payments Service, otherwise known as a “Telegraphic Transfer” or “Wire”.
Tips to get in the know
Bank With a Local: Five Reasons To Switch To The Capricornian
Looking for a banking experience that’s tailored to you? At The Capricornian, we’ve crafted a seamless process to make switching financial institutions hassle-free and personalised. 1. We Keep You In Mind At The Capricornian, we start your journey with a genuine conversation about your goals and banking preferences. Whether you’re saving for a dream holiday, […]
How to create a budget
Mention the word “budget” to most people and their eyes glaze over with visions of spreadsheets, ring binders and those little leftover pages in cheque books. Not to mention the fact that the word “budget” is inextricably linked with a whole lot of depressing adjectives, like “cheap”, “sensible” and even “stingy”. But the truth is, […]
How to save for a ‘Rainy Day’
No matter your circumstance, having an emergency fund that you can tap into when you’re hit by a surprise financial shock can be a lifesaver (literally). Your ‘Rainy Day’ fund is a pool of money that you can access if something goes wrong or you get unexpectedly smacked with an unforeseen expense – like losing […]
Eligibility criteria, terms and conditions, fees and charges apply. Please note this information does not take into account your personal circumstances and is general advice only. Before opening any Capricornian account, please read the Conditions of Use and decide if the account is right for you. Interest rates are subject to change without notice and should be verified with your local Capricornian Branch.