A real alternative to the big banks.

We are a local, community owned financial institution that is 100% owned by our members. We offer home loans, personal loans, everyday and savings accounts, term deposits, business banking and insurance, just like the big banks. The difference is our profits are reinvested into creating better financial products and services, meaning better outcomes for our members. You see, we’re locals just like you. We understand that you have bills to pay, families to raise, and financial aspirations. That’s what community owned banking with The Capricornian is all about.