Online Banking

1300 314 900 Find a Branch

Bank accounts for everyone

Save money and earn interest. Manage your money your way with user-friendly everyday transaction and savings accounts.

Use Online Banking or The Cap App to make easy work of your day-to-day living, payments and purchases on the go.

If you need the confidence of knowing how much your money will earn, then a Capricornian Term Deposit might be just what you need.

Eligibility criteria, terms and conditions, fees and charges apply. Please note this information does not take into account your personal circumstances and is general advice only. Before opening any Capricornian account, please read the Conditions of Use and decide if the account is right for you. Interest rates are subject to change without notice and should be verified with your local Capricornian Branch.

1 First account free, $6.00 per month subsequent accounts.

2 Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates.

3 Card fee exemption applies to individuals in receipt of an aged pension or self funded retirees ages 65 years and older with pension paid directly into The Capricornian Ltd.

To close your account, please visit us in branch or call our Contact Centre on 1300 314 900. Please see Conditions of Use for further information.

Ways to bank with us

Cap App

Fast and easy banking on the go.

Learn More

Online Banking

Quickly manage your accounts and move your money.

Learn More


Choose from many ATMs Australia wide. Yep, really!

Locate our ATMs here

In Branch

Talk to a local who understands.

Locate a Branch

Open a banking account.

Whether you’re new to us or an existing member, here is how you can open an account.

Tips to get in the know.

This is general information only and does not take into account our individual objectives, financial situation or needs. You should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the Financial Services Guide (PDF) before acquiring any product.