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Make life simple with a range of personal banking options

We can help fulfill your personal banking needs including transaction and savings accounts, term deposits, home loans, personal loans and insurance.

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Why do your banking with The Capricornian?

Locals helping locals

For locals, by locals. Say hello to faster home loan approvals.

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Forget long wait times on hold. Talk to someone right here in the Capricorn region.

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Featured
3 minute read

Bank With a Local: Five Reasons To Switch To The Capricornian

Looking for a banking experience that’s tailored to you? At The Capricornian, we’ve crafted a seamless process to make switching financial institutions hassle-free and personalised. 1. We Keep You In Mind At The Capricornian, we start your journey with a genuine conversation about your goals and banking preferences. Whether you’re saving for a dream holiday, […]

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6 minute read

How to pay off your home loan sooner!

Whether you’ve just started paying off your mortgage or you’re part way down that road, it’s never too late or too early to start thinking about your debt-free goals. If the thought of still making mortgage payments in 25-30 years’ time makes you want to cry, then it’s time to start planning your mortgage escape. […]

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5 minute read

Seven ways to make your property more attractive to potential buyers

Did you know more than a third of Australian homeowners are considering putting their property up for sale so they can take advantage of the current boom in prices? New data shows seller confidence is now higher than it was prior to the COVID-19 pandemic, with 35% of homeowners considering selling by 2026. And 12% […]

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2 minute read

How much of your pay should go towards your mortgage?

The property market is going through a boom phase, which means housing affordability is getting tougher. So how much does the average Australian household need to put towards their monthly home loan repayments in the current market? Let’s take a look. You’ve probably noticed the housing market is going a bit crazy at the moment. […]

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Laura – Member, Emerald

Thank you to Selina, Cassy and the team at the Emerald branch of The Capricornian for helping us to secure our home loan.

The team were friendly and made us feel at ease during the process. Selina and Cassy were very responsive and were always more than happy to help answer our questions at each step of the application process.

Thank you!

Laura – Member, Emerald

Eligibility criteria, terms and conditions, fees and charges apply. Please note this information does not take into account your personal circumstances and is general advice only. Before opening any Capricornian account, please read the Conditions of Use and decide if the account is right for you. Interest rates are subject to change without notice and should be verified with your local Capricornian Branch.