Online savings account
An internet-based savings account to help reach your saving goals faster.
This online account provides anytime access and rewards you with interest. As an added bonus, the iSaver can be used as an offset account for eligible home loan products to help reduce the monthly interest on your loan.
Spend your way
24 hours a day, 7 days a week. Online or via app, quickly move your money on the go.
Learn MoreEarn interest
Interest calculated daily, paid monthly.
Locals helping locals
For locals, by locals. Chat with someone right here in the Capricorn region.
Locate a branch- Account service fee exempt for eligible members 1
- Savings account that provides “at call” access to your funds
- Offset account for eligible home loan products to help reduce monthly interest
- Online banking, mobile app, and phone banking
- No minimum monthly balance
- Branch transactions via deposit only
| Transaction Type | Fee |
|---|---|
| Direct credits | $0 |
| Direct debits | $1.00 |
| Cash deposits | $0 |
| Cheque deposits | $0 |
| Internal funds transfer (online and mobile app) | $0 |
| External funds transfer (standard transfer – online and mobile app) | $1.00 |
| External funds transfer (OSKO – online and mobile app) | $0 |
| BPAY (online and mobile app) | $1.00 |
| Account Service Fee 1 | Exempt for eligible members |
Other fees and charges may apply. For more detailed information please see Conditions of Use.
| Account Balance | Interest Rate |
|---|---|
| Under $5,000 | 0.00% p.a |
| $5,000 – $49,999 | 0.90% p.a |
| $50,000 and over | 1.05% p.a |
Rates effective from 11/07/2023.
Eligibility criteria, terms and conditions, fees and charges apply. Please note this information does not take into account your personal circumstances and is general advice only. Before opening any Capricornian account, please read the Conditions of Use and decide if the account is right for you. Interest rates are subject to change without notice and should be verified with your local Capricornian Branch.
1 Account service fee exempt on first account, $6.00 per month subsequent accounts.
To close your account, please visit us in branch or call our Contact Centre on 1300 314 900. Please see Conditions of Use for further information.
