About The Capricornian

At the Capricornian we’re here to help you with your savings, loans and insurance needs.

The Capricornian – It’s a name that proves we’re proudly local because we are, and always will be a local organisation.
And what do we mean by community owned banking? We are a credit union which is 100% owned by its members and is the only local customer owned financial institution in Central Queensland. Unlike banks, our profits are reinvested into offering customers a full range of flexible and competitive financial products and services.

We have seven conveniently located branches that are run by people in the community just like you. Our people are locals who believe in fairer banking for their community. They understand what it’s like to pay bills, own a home or investment property, raise children, save for holidays and plan for retirement.

Our members are local members of your community too. They need to save money and borrow money for all sorts of things. They are all in different stages of their financial lives and we have the products, services, knowledge and experience to help each and every one of them.

Discover The Capricornian difference for yourself and make the switch to community owned banking.

  • The Capricornian Difference

  • We provide a viable alternative to the big banks, creating value and giving you control over your finances.
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  • Meet Our Board

  • The Board take responsibility for all matters relating to the operation of The Capricornian.
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  • Executive Team

  • Meet the people that make up our Executive Team.
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  • Corporate Governance

  • See how The Capricornian’s Board meet their responsibilities for corporate governance.
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  • Financial Claims Scheme

  • The Capricornian is an Authorised Deposit-Taking Institution (ADI) covered under the Financial Claims Scheme (FCS).
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  • Customer Owned Banking Code of Practice

  • Members of credit unions, mutual banks and mutual building societies can have confidence in knowing they are covered by a market leading, plain English commitment to fair and responsible banking.
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  • Prudential Disclosures

  • View The Capricornian’s Prudential Disclosures.
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  • Membership

  • We are committed to providing trusted, sustainable and fairer financial services.
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  • Switch to The Capricornian

  • Make the switch to the better choice in banking.
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  • Community

  • See how The Capricornian puts people before profit and gives back to the local community.
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  • Community Grants Program

  • Introducing The Capricornian’s Community Grants Program.
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  • Whistle Blower Protection

  • The Capricornian Ltd’s (TCL) Whistleblower Policy details the framework for receiving, investigating and addressing allegations of Reportable Conduct..
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  • Publications

  • View our Annual Reports and other corporate publications.
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  • Working at The Capricornian

  • Current career opportunities at The Capricornian.
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  • Financial Hardship

  • Find out how The Capricornian can assist you when in financial hardship.
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  • Complaints and Dispute Resolution

  • All that you need to know about making a complaint to The Capricornian.
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