Why choose The Capricornian?
We’re a customer-owned credit union, created by locals, for locals. It’s something we’re incredibly proud of.
Since 1959, we’ve supported the people of Central Queensland with personal service, great value, and deep community connection. We’ve stood alongside families, businesses, schools, sporting groups and community organisations. The legacy of care, connection and trust continues to guide every decision we make.
When you bank with The Capricornian, you’re not just a number. You’re part of something bigger. Our profits are reinvested into better financial services, improved rates, enhanced support, and local community programs that make a real difference across Central Queensland. It’s banking that puts people first, because our customers are at the heart of everything we do.
We’ve been part of Central Queensland for over 65 years, and we’re proudly owned by the people who choose to bank with us.
At The Capricornian, we’re here for good.
Banking that puts people first
We reinvest our profits into better services for customers and communities, now and into the future.
Proudly local, always personal
You’ll deal with people who live here too, offering trusted support shaped by local knowledge.
Guided by care and connection
Decisions are made with care, shaped by our history of connection and community focus.
Clarity of Purpose
As a financially sustainable institution, we will provide trusted and quality financial services to our customers and communities now and for future generations.
Our Values
The values of The Capricornian are articulated through what we call our FIRST values.
Fairness: Ensure equitable treatment and opportunities for all customers, fostering an inclusive and just financial environment.
Innovation: Improving and adapting services, processes and technologies to meet evolving needs.
Respect & Integrity: Value and honour the diverse perspectives and needs of customers, staff, and the community, promoting a culture of mutual respect, while upholding the highest ethical standards in all actions and decisions, building trust and credibility.
Social Responsibility: Actively contribute to the well-being of the community through sustainable practices and support for local initiatives.
Trust: Establish and maintain strong, transparent relationships with customers, ensuring reliability and confidence in our services.
