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5 minute read

The Pros and Cons of Using Personal Loans for Debt Consolidation

In 2019-20, 75% of Australian households had debt, according to the Australian Bureau of Statistics (ABS). For many, juggling numerous debts can be stressful and financially exhausting. Debt consolidation provides a possible answer by merging your debts into one loan, which simplifies repayments and may reduce interest rates. A personal loan is one of the […]

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2 minute read

Available Now – Capricorn Coast Monopoly featuring The Capricornian Bank!

The picturesque Capricorn Coast has been highlighted in a new edition of the renowned Monopoly board game, offering locals and visitors a unique way to celebrate the region’s landmarks and community. As a proud financial institution serving the community for over 65 years, The Capricornian Bank is thrilled to announce its inclusion as “The Bank” […]

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family running in the backyard 6 minute read

Difference Between an Investment Loan and a Home Loan

When it comes to securing a loan, the stakes couldn’t be higher. Whether you’re eyeing a cosy home to settle into or planning to invest in property for the long haul, the financial path you choose will shape your future. But here’s the catch-selecting the wrong type of loan could cost you more than just […]

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6 minute read

How Long Does It Take to Get Home Loan Approval?

Are you wondering how long it takes to get a home loan approved? Applying for a home loan can be an exciting yet nerve-wracking experience, particularly when you’re eager to know the loan approval time. The timeframe for home loan approval can vary depending on several factors, including the complexity of your financial situation and […]

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3 minute read

Why you need an emergency fund – and how to build one

We all have surprise expenses from time to time, but when we’re hit with an especially large, unexpected cost, it can quickly threaten to blow out the budget and An emergency fund can cover you and your family if a surprise cost comes along. COBA has looked at a few reasons why this safety net […]

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4 minute read

Is a tree or sea change on your horizon?

Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan. The classic tune ‘Home among the gum trees’ is fast becoming a lifestyle anthem for a growing number of Aussies. A surging number of city-slickers are heading to the […]

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The Capricornian Bank staff cheering as they stand on the presentation stage at Rocky River Run 3 minute read

The Capricornian Bank x Rocky River Run: A Recap

For 65 years, The Capricornian Bank has been deeply rooted in our local community. This year, we were thrilled to take our commitment to the next level as the major sponsor of the Rockhampton River Run 10k event. The Rocky River Run is a beloved annual event, and we were so excited to be part […]

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4 minute read

How to know if you’re paying a fair price

We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether they’re overvaluing a place – and paying too much in the process. Buying a home is an exciting prospect, but it’s perfectly natural to have a big dose of nerves given that you’re likely committing […]

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4 minute read

How to get the most from your home equity

If you’re a homeowner, there’s a decent chance your personal wealth has surged over the past 12 months thanks to soaring property values. Here’s how to make the most of that growth!

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