General

Renting out your home or investment property can create steady rental income and long-term financial growth. It also introduces risk. When tenants live in your house or unit, you take on responsibilities that standard home insurance does not address. This is why landlord insurance matters if you rent out a property. It is designed for […]

To understand The Capricornian Bank now, you have to go back to the very beginning, and now you can, with The Capricornian’s History Book available here. Take a walk-through memory lane from our office locations and styles, the uniforms and the people who have represented and formed The Capricornian Bank over 65 years ago. We […]

Did you know that nearly one in three owner-occupier mortgages issued across Australia last year went to first-time buyers? It’s a clear sign that many are taking the leap into home ownership, and that understanding the finer points of a first home loan is more important than ever. When you grasp the basics early, how […]

A New, Central Location Our branch is now located at 52b Goondoon Street, right in the heart of the Gladstone CBD. We’re next door to the Gladstone Entertainment Convention Centre (GECC) and directly across from the Gladstone Regional Council Library. It’s an easy-to-find, convenient location where we can continue to offer the same exceptional service […]

Amid growing predictions of rate cuts in 2025, sticking with a variable home loan rate can seem like a no-brainer. But not so fast. Locking in your home loan rate can also have upsides, including the potential for a lower rate right now. Home loans come in all shapes and sizes. A common thread is […]