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Send money overseas anytime, from anywhere!

International Payments Service

Need to send money overseas?

Did you know that you can send money from your bank account to an overseas bank account via our International Payments Service, otherwise known as a “Telegraphic Transfer” or “Wire”.

With our International Payments Service, you can send money to 200 countries and territories in over 130 currencies.

Benefits to you:

  • Funds are normally credited within 2-3 business days1
  • No surprise overseas bank fees**
  • Cost-effective; you can potentially save money by sending in your beneficiary’s local currency**

What you need to send money overseas:

You will need to provide the full name of your beneficiary and full details of the beneficiary’s bank account, including their IBAN^ (International Bank Account Number) if they are in Europe.

To comply with Australian Government regulations, you must provide the beneficiary’s full street address. Include beneficiary bank’s code (sort code, SWIFT address, or routing number).**

Receiving money from overseas

When transmitting funds from overseas to a Capricornian account, the payment must first be received into one of Australia’s major banks before being passed through to The Capricornian’s beneficiary bank (Australian Settlements Limited – ALS) and then onto The Capricornian.

When transmitting funds from overseas to a Capricornian account, the payment must pass through an intermediary Bank first;




Westpac – WPACAU2S

Citibank – CITIAU2X

The funds are then passed through to The Capricornian’s beneficiary bank, Australian Settlements Limited (ASL), then onto The Capricornian.

Beneficiary Bank Details

Australian Settlements Limited (ASL)

Bayer House, Level 11, 275 Alfred Street



Using Swift Code – ASLLAU2CCAP

Capricornian details to be used;

The Capricornian BSB: 


The Capricornian name:

The Capricornian Ltd

Beneficiary Account Details (TCL member)

The Capricornian members account number (9-digit account number i.e. 1000#####)

The Capricornian member account name

The Capricornian Ltd has entered into contractual arrangements with Convera Australia Pty Ltd (ACN 150 129 749; AFSL 404092) (“Convera”), to assist it in fulfilling certain foreign exchange and payment services.  The relationship relating to the services described is solely between you and The Capricornian Ltd. Fees and charges may apply, please refer to the terms and conditions issued by The Capricornian Ltd. Any advice provided by The Capricornian Ltd is general in nature and does not take into account your personal objectives, financial situation or needs. Convera does not give you any advice, general, personal or otherwise. This communication has been prepared solely for informational purposes and does not in any way create binding obligations. No representations, warranties or conditions of any kind, express or implied, are made in this communication.

1 Funds are usually received by the beneficiary’s bank in 2 to 3 business days, however, there may be a delay in the beneficiary bank allocating funds to the beneficiary account. There is no delivery guarantee.  Some currencies may take longer than others to process.

** Please note that International Payments are sent via a network of correspondent banks, which sometimes levy a small handling charge on your payment. Any such fees, and payment delays, are out of our control.

^ IBAN is used in some countries to uniquely identify a customer’s bank account. An IBAN is necessary for payments being sent from Australia to an IBAN mandatory country.