Give Your Savings A Boost
Earn up to 4.75% bonus interest when you grow your savings balance every month*.
With The Capricornian Bank’s brand-new Bonus Saver account, you may receive bonus interest.
This account has been designed to reward consistent saving habits while helping you work towards your goals, whether it’s a holiday, new car, home deposit or your emergency fund.
Setting aside money regularly may help you stay on track towards your savings goals. Small deposits can build over time.
Grow Your Balance Each Month
Deposit minimum $100 every month
Limit Withdrawals
No withdrawals/debits during the month
Meet the Account Conditions
Account to stay open throughout the entire calendar month
View account terms and conditions- No Direct Debits can be setup to the account
- No Visa Debit Cards
- Bonus Interest is paid up to $250,000 of the balance
- Maximum of 10 accounts per membership
| Title | Fee |
|---|---|
| Staff Assisted Withdrawals¹ | $3.00 |
| Internal funds transfer (online and mobile app) | $0 |
| Internal funds transfer (in branch and contact centre) | $0 |
| External funds transfer (standard transfer – online and mobile app) | $0 |
| External funds transfer (OSKO – online and mobile app) | $0 |
| BPAY (online and mobile app) | $0 |
| Account Service Fee | $0 |
| Account | Interest Rate |
|---|---|
| Base Interest | 0.10% |
| Bonus Interest | 4.65% |
Rates effective from 02/02/2026.
*Eligibility criteria, terms and conditions, fees and charges apply. Please note this information does not take into account your personal circumstances and is general advice only. Before opening any Capricornian Bank account, please read the Conditions of Use and decide if the account is right for you. Interest rates are subject to change without notice and should be verified with your local Capricornian Branch.
1 Staff assisted withdrawals from the Bonus Saver account will incur a $3 fee per withdrawal. Exemptions apply for Capricornian Customers aged 25 years and younger, as well as Customers aged 65 years and older.
To close your account, please visit us in branch or call our Contact Centre on 1300 314 900. Please see Conditions of Use for further information.
Bonus Interest will only be granted if all of the Bonus Interest criteria has been met throughout the month and the Bonus Saver account remains open throughout the entirety of the calendar month.
Current Bonus Saver Variable Interest Rate for The Capricornian Bank customers on deposits up to $250,000 of the balance to which the base rate will continue to pay out on the remainder of the balance.
