Ways to Prevent identity theft from Happening to you!
Posted on July 5th, 2015
Keep your personal data safe from scammers. Sadly, identity theft is now one of the most common crimes in Australia, and can lead to all sorts of associated illegal activities. Scammers steal your personal details to commit fraudulent activities. They may make unauthorised purchases on your credit card, use your identity to open accounts, they might take out loans or they may even sell your information to other scammers for further illegal use.
All your personal details including photos, date of birth, home address, Tax File Number and driver’s license numbers are valuable to scammers. Having your identity stolen can be both financially and emotionally devastating. It can take months to reclaim your identity and the impact of having it stolen can last for years.
Prevent identity theft from happening to you, by following SCAMwatch’s top 6 ‘protect yourself’ tips and leave scammers out in the cold.
1. Keep your personal details secure
2. Think twice about what you say and do in an online environment
3. Keep your mobile devices and computers secure
4. Choose your passwords carefully
5. Beware of any request for your details or money
6. Get a copy of your free credit report
You can get a free copy every year to check that no one is using your name to borrow money or run up debts. Visit ASIC’s MoneySmart website to find out how to get a free copy of your credit report.More details about these top 6 tips can be found at scamwatch. gov.au
If you think your banking details have been misused, you should contact your bank or credit union immediately to let them know. You should also contact iDcare – a free government-industry service which works with you to develop specific response plans to your situation to reduce risk and impact. Visit the iDcare website or call 1300 IDCARE (432273).
Information provided by Australian Competition & Consumer Commission, ScamWatch website.