Auto Loans

New Car Loan (protected)1
Interest rate
5.95 % p.a
Comparison rate
6.30 % p.a*
New Car Loan (unprotected)
Interest rate
9.95 % p.a
Comparison rate
10.32 % p.a*
$5,000 + Vehicles up to 3 years (protected)1
Interest rate
7.95 % p.a
Comparison rate
8.31 % p.a*
$5,000 + Vehicles up to 3 years (unprotected)
Interest rate
11.95 % p.a
Comparison rate
12.33 % p.a*
$5,000 + Vehicles up to 8 years (protected)1
Interest rate
9.95 % p.a
Comparison rate
10.32 % p.a*
$5,000 + Vehicles up to 8 years (unprotected)
Interest rate
13.95 % p.a
Comparison rate
14.34 % p.a*

* This comparison rate is based on a secured loan of $30,000 loan over 5 years.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

If you’re buying a car, whether it is new or used, take advantage of our Auto Loans. With flexible options and competitive interest rates you could be driving your dream car sooner than you think.

Features and Benefits:

  • Competitive interest rates
  • No penalty for extra payments or early payout
  • No monthly loan fees
  • Free online and mobile banking redraws

Key Features:

Available to Individuals
Minimum loan amount $5,000
Maximum loan amount $75,000
Loan Period New Car Loan up to 7 years

Other Auto Loans up to 5 years

Repayments Monthly / Fortnightly / Weekly
Additional Repayments Yes without penalty
Redraw Facility Available
Application Fee $250
Monthly Fee No
Loan Repayment Insurance Available1

Fees and Charges

How to get your Personal Loan approved quickly


Credit eligibility criteria, terms and conditions, fees and charges apply.

1Protected means you have chosen to protect your loan with Consumer Credit Insurance (CCI). You can choose to protect your loan with (CCI) which is designed to meet your loan obligations and provide you with the security that your major commitment will be take care of in the event of certain unforeseen circumstances including unemployment, sickness and accident, trauma and life.
The insurance product issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227 681 trading as CGU Insurance. For the Life and Trauma covers, IAL hold an insurance policy issued by National Mutual Life Association of Australasia ABN 72 004 020 437 AFSL 234 649 a member of AMP Group (NMLA). IAL administers the Life and Trauma cover on behalf of NMLA and IAL’s liability under that policy is limited to the administration of that cover including the management of claims. Premium rates for Loan Cover may vary without notice.

This is general information only and does not take into account your individual objectives, financial situation or needs. Before making decisions about any of these insurance products you should consider the appropriateness of the information having regard to your circumstances and the applicable Product Disclosure Statement (PDS), available at any Capricornian branch, or by calling 1300 314 900. The Capricornian Ltd Australian Credit Licence/AFSL 246780.