Premium Choice Investment Loan
4.77 % p.a<
4.67 % p.a<
4.57 % p.a<
3.60 % p.a1
3.70 % p.a1
3.80 % p.a<
3.90 % p.a<
*This comparison rate is based on a $150,000 loan over 25 years.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
** At conclusion of the fixed rate period, the loan converts to the Premium Choice Investment Loan Variable Rate applicable to the loan amount at funding.
< An interest rate margin may apply based on the size and location of the security property.
1 Interest rate applicable where loan to valuation ratio is less than or equal to 80%. An interest rate margin may apply based on the size and location of the security property.
A fully featured investment loan offering competitive interest rates, flexible repayments options and no ongoing monthly fees. Our Premium Choice Investment Loan offers the option of either a fixed or variable rate and a choice of principal and interest or interest only payments.
Features and Benefits:
- 100% Offset Account
- No monthly loan fees
- Additional repayments without penalty (variable rate loans only)
- Free online and mobile banking redraws (variable rate loans only)
- Interest only option available – margin of 0.30% applies#
|Available to||Individuals, Companies and Trusts|
|Construction Loan||Yes (variable rate loans only)|
|Minimum loan amount||$50,000|
|Maximum loan amount||90% of the property value1|
|Loan Period||Up to 30 years|
|Repayments||Monthly / Fortnightly / Weekly|
|Additional Repayments||Yes without penalty (variable rate loans only)|
|Redraw Facility||Available only with variable rate loans|
|Application Fee||$500 – LVR <=80%
$600 – LVR >80%
|Mortgage Offset Account||Yes|
|Loan Repayment Insurance||Available|