Lifestyle Home Loan

Interest rate
5.28 % p.a
Comparison rate
5.32 % p.a*
Fixed 2 years **
Interest rate
4.50 % p.a
Comparison rate
5.17 % p.a*
Fixed 3 years **
Interest rate
4.60 % p.a
Comparison rate
5.15 % p.a*

*This comparison rate is based on a $150,000 loan over 25 years.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.
**At conclusion of the fixed rate period, the loan converts to the Lifestyle Home Loan Variable Rate


Looking at that larger rural residential block, “live the dream” with our Lifestyle Home Loan offering both fixed & variable rate options at competitive rates

Our Lifestyle Home Loan is a loan specifically designed for owner occupiers or investors looking to purchase a rural lifestyle property between 40 and 100 hectares. It is a fully featured home loan offering the choice of fixed or variable interest rates.

Features and Benefits:

  • 100% Offset available
  • Additional repayments without penalty (variable rate loan only)
  • Free online & mobile banking redraws
  • Variable & fixed rate option available
  • Flexible repayment options
  • Interest only option available#

Key Features:

Available to Individual, Companies and Trusts
Owner Occupied and Investment Yes
Construction Loan Yes (variable rate loans only)
Minimum loan amount $50,000
Maximum loan amount 80% of the property value1
Loan Period Up to 30 years
Repayments Monthly / Fortnightly / Weekly
Additional Repayments Yes without penalty (variable rate loans only)
Redraw Facility Available with variable rate loans
Application Fee $500
Monthly Fee No
Mortgage Offset Account Yes
Loan Repayment Insurance Available

Fees and Charges

How to get your Home Loan approved quickly


Lending criteria, terms and conditions, fees and charges apply.
#A margin of 0.30% will apply to interest only variable and fixed rate loans. Lenders Mortgage Insurance is required for Interest Only loans where the loan is greater than 78% of the value of the security property.
1 Loan to valuation ratio may vary dependent on the size and location of the property.