Home loans in your home town
Purchasing or building a home or investment property is likely to be one of the biggest decisions of your life. Home ownership comes with excitement and sometimes frustration, so it’s important to get sound advice when choosing the best value home loan for you.
Chat with one of our local lending specialists about your options and have your home loan approved locally.
We have a range of home loans to suit your needs
Rates effective from 23/01/2024.
Credit eligibility criteria, terms and conditions, fees and charges apply. The Capricornian Ltd. ABN 54 087 650 940. AFSL/Australian Credit Licence 246780.
Please note this information does not take into account your personal circumstances and is general advice only. Before opening any Capricornian account, please read the Conditions of Use and decide if the account is right for you. Interest rates are subject to change without notice and should be verified with your local Capricornian Branch.
*This comparison rate is based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might results in a different comparison rate.
**This comparison rate is based on a $30,000 loan over 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Establishment fees apply.
1 Additional repayment options available for variable interest rate. Maximum additional repayments capped at $10,000 per year for fixed interest rate.
2 In Branch staff assisted redraw fee of $30 applies. Redraw is not available on fixed rate loan options.
Variable Rate Offset (Country to Coast) Home Loan:
3 A construction valuation fee may be applicable. If there are multiple securities in relation to the property, additional Valuation Fees will apply. Please see our Fees and Charges for full list of fees.
4 Account Service Fee Exemptions on Access Accounts where first account is exempt for eligible members who possess an active Variable Rate Offset (Country to Coast) Home Loan. $6.00 per month subsequent accounts on Personal Access, $10 per month subsequent on Business Access Accounts. Card replacement fees, event fees, contract variation fees, discharge fees, and arrears fees will apply. Please see our Fees and Charges for full list of applicable account fees.
5 One Offset Account available per loan only.
Consider the relevant Target Market Determination (TMD).
