Home Loans

Purchasing or building a home or investment property is likely to be one of the biggest decisions of your life. Home ownership comes with excitement and sometimes frustration, so it’s important to get the right advice when choosing the best value home loan for you. You can trust that our local home loan specialists are here to help make it an easy and simple process.

The Capricornian offers a range of home loans to cover all needs.

Our Home Loans:

  • No Frills Owner Occupied Home Loan

    Trust a local to help you get a head start, with a low ‘no frills’ variable interest rate home loan.
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  • No Frills Investment Loan

    Trust a local with your investment portfolio offering a low variable interest rate and flexibility. Find out more »

  • Premium Choice Home Loan

    A fully featured home loan offering competitive interest rates, flexible repayment options and no ongoing monthly fees.
    Find out more »

  • Premium Choice Investment Loan

    Whether its your first time or you are a seasoned pro, we can help you build your residential investment portfolio.
    Find out more »

  • Access Equity Home Loan

    Unlock the equity in your home to complete those home improvements, new car or even the overseas holiday.
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  • Mortgage Plus Home Loan

    Grow your wealth with our all in one facility that turns your home loan into a line of credit offering competitive rates.
    Find out more »

  • Lifestyle Home Loan

    Looking at that larger rural residential block, “live the dream” with our Lifestyle Home Loan offering both fixed & variable rates.
    Find out more »

Fees and Charges


Home Loan Key Fact Sheet

Credit eligibility criteria, terms and conditions, fees and charges apply. The Capricornian Ltd ABN 54 087 650 940. AFSL/Australian Credit Licence 246780.

This is general information only and does not take into account your individual objectives, financial situation or needs.