Latest News

Growing with The Capricornian

Posted on July 4th, 2017

As a community owned credit union, The Capricornian is all about nurturing relationships with our members and looking after their financial needs, whatever they may be. There are forty-nine local staff members at The Capricornian, whose main focus is you…

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How collaboration leads to construction

Posted on July 4th, 2017

Common goals can be achieved when people work together. In recent months the collaborative efforts of The Capricornian and Metro Builders, have seen many Metro Builder customers fulfil their dream of owning a newly constructed home. Metro Builders is one…

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Changes to Home & Investment loan rates: effective 3 July 2017

Posted on July 4th, 2017

In continuing to meet our regulatory requirements, The Capricornian Ltd has today announced changes to some of our Home & Investment loan rates effective 3 July 2017. Interest Only (IO) Variable Owner Occupied and Investment Loan Interest Rates will increase…

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Can extreme budgeting work for you?

Posted on June 20th, 2017

The emerging trend of extreme budgeting is being used by some as a way to achieve early retirement, but will it suit you? The phenomenon of extreme budgeting is gaining a lot of credence, as many households are keen to…

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Salary sacrifice explained

Posted on June 13th, 2017

Bridges Financial Services Pty Ltd (Bridges). ABN 60 003 474 977. ASX Participant. AFSL 240837. This is general advice only and has been prepared without taking into account your particular objectives, financial situation and needs. Before making an investment decision…

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Being an executor is not for the faint-hearted

Posted on June 6th, 2017

When appointing an executor, you can choose a family member, friend or professional trustee company. But, one thing’s for sure — it’s not for the faint-hearted. What does an executor do? An executor is the person or organisation responsible for…

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What does financial freedom really mean?

Posted on May 30th, 2017

How would you define the term ‘financial freedom’? Loose descriptions might be along the lines of “not having to worry about money” or “being able to afford whatever you want”. The truth is, of course, that defining financial freedom is…

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The 2017 Budget and the flow on affects

Posted on May 24th, 2017

The 2017 Budget was released on Tuesday, 9 May 2017. Here at the Capricornian, it is budget time as well.There have been a lot of talks surrounding the 2017 budget and what it means for us and our members. Our…

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National Consumer Fraud Week (15 to 19 May)

Posted on May 17th, 2017

During this year’s National Consumer Fraud Week (15 – 19 May), Scamwatch is providing advice to Australians to help them ‘spot social media scams’. Increasing numbers of Australians are encountering—and losing money to—scams on social media. If you use social media, we encourage…

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Financial tips for a golden gap year

Posted on May 16th, 2017

Baby boomers are increasingly opting to take a ‘golden gap year’ at the start of retirement, but make sure your finances are in order before you go. Why let teenagers have all the fun! The concept of a ‘gap year’…

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