Comprehensive Motorcycle Insurance
Comprehensive Motorcycle Insurance covers your motorcycle for things such as accidental damage, collision or crash, fire, flood, storm, theft or attempted theft, vandalism or a malicious act.
CGU also covers any licensed rider who rides your motorcycle, even if they’re not listed on your policy1.
Collision or crash
Cover your motorbike for loss or damage resulting from collisions or crashes.
Accidental damage
Cover your motorbike for loss or damage caused by accidental damage.
Theft, attempted theft and vandalism
Cover for your motorcycle if it’s stolen, vandalised or accidentally damaged.
Fire, storm, flood and earthquake
You’re covered if your motorcycle is damaged by fire, storm, flood or earthquake.
New replacement
If your bike’s written off in its first two years, CGU tries to replace it with a similar new bike.
Liability cover
CGU covers your legal liability in certain situations if someone’s property’s damaged by your motorcycle (up to $20m).
Helmet replacement
If your helmet is damaged in a covered incident, we will pay for the cost to replace it.
Hire car up to $75 a day for up to 21 days
Add an option to hire a car after an incident CGU covers, up to $75 a day for up to 21 days.
Protective clothing
If your protective clothing is stolen from your motorcycle or damaged in an incident CGU covers, we will pay the cost to replace them.
Things you should know
1 Cover is subject to standard underwriting guidelines and policy terms. Additional excesses apply for undisclosed drivers, including for drivers under 25. Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
The Capricornian Ltd ABN 54 087 650 940 AFSL / ACL No. 246780 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited trading under the CGU Brand ABN 11 000 016 722, AFSL 227681. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from https://www.cgu.com.au/.
