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IMPORTANT UPDATE: Our interest rates are changing. Our existing variable rate Home Loan, Business Loan and Business Overdraft rates are decreasing by 0.25%p.a, effective 03 September 2025.

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4 minute read

Updates to Cheque Services

Over the past decade, Australia has seen a significant decline in the use of cheques. In response to this shift, the Federal Government has announced that Australia’s national cheque system will be phased out by 2030, with government agencies ceasing cheque use by the end of 2028. At The Capricornian, we rely on third-party suppliers […]

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2 minute read

A Fresh New Look for Your Capricornian Visa Card!

The Capricornian is proudly launching new look Visa Debit cards, now with improved accessibility and a construction of 90% recycled materials. At The Capricornian, we’re always striving to improve products and services while staying true to our vision of providing ‘quality financial services… now and for future generations’. About the changeover As part of this […]

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3 minute read

Why you need an emergency fund – and how to build one

We all have surprise expenses from time to time, but when we’re hit with an especially large, unexpected cost, it can quickly threaten to blow out the budget and An emergency fund can cover you and your family if a surprise cost comes along. COBA has looked at a few reasons why this safety net […]

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3 minute read

Lost your VISA card? Here’s what to do if it goes missing

Losing your VISA debit card can be stressful, but at The Capricornian, we’re here to help. We understand the importance of keeping your finances secure. Whether you’re in Rockhampton, Gladstone, Emerald, Yeppoon or anywhere else in the world, we’ve got you covered. In this guide, we’ll walk you through the steps to take if you’ve […]

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5 minute read

Your guide to building a strong home loan application

Owning a home is a dream for many of us, and securing a home loan is a crucial step in turning that dream into reality. However, did you know that some common spending habits could raise eyebrows with lenders? Smart money management and cutting back on certain expenses can significantly improve your chances of home […]

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Featured
3 minute read

Bank With a Local: Five Reasons To Switch To The Capricornian

Looking for a banking experience that’s tailored to you? At The Capricornian, we’ve crafted a seamless process to make switching financial institutions hassle-free and personalised. 1. We Keep You In Mind At The Capricornian, we start your journey with a genuine conversation about your goals and banking preferences. Whether you’re saving for a dream holiday, […]

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4 minute read

Teaching your kids about money pays off

From saving and spending to the value of work, there are lots of financial lessons you can share with your children at home or while out and about. Here are a few ideas. As with many things in life, it pays to start early when it comes to learning about money. Financial literacy in children […]

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7 minute read

Five Common Facebook Scams and How To Avoid Them

With the rising cost of living putting pressure on household budgets, Australians are looking to online platforms such as Facebook marketplace listings and pages to turn their unwanted items into cash – but do you know how to spot a scam before it’s too late? Cybercriminals are targeting these platforms with a range of scams […]

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5 minute read

Smart Strategies for Budget-Friendly Car Buying

Buying a car is a significant milestone, and it’s not just about the thrill of owning a new vehicle; it’s also one of the most substantial investments in our lives. If you’re considering buying a new car for the first time, the process can seem quite intimidating. But fear not! We’ll provide you with a […]

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