The Capricornian: proudly part of the past, present and future of Central Queensland


The Capricornian. It’s a name that proves we’re proudly local because we are, and always will be, a local organisation. We are a credit union, which means we are 100% owned by our members and all of our profits are reinvested back into our communities, and into offering our members a full and flexible range of financial products and services. We’re just like bank – we offer savings and access accounts, term deposits, foreign currency, insurance, business banking, personal loans and home loans, but with a difference. We’re members of the local community just like you.

Long time supporters of Capricornians
For nearly 60 years we have been serving communities in Central Queensland, starting out as a small group of residents in Park Avenue, a suburb of Rockhampton, who established a financial society built on mutual cooperation and pooling money to lend to each other with interest rates everyone could afford. These volunteers built a strong and loyal membership working side by side with the Park Avenue community, and in 1969 the Park Avenue Community Credit Union Ltd was established with a humble shopfront and its first full-time staff member.

In 1979 membership was opened to all Central Queenslanders, and the community concept took hold around the region leading to an amalgamation in 1981 with the North Rockhampton Credit Union Ltd to create Capricornia Credit Union Ltd. We also expanded our branch network, opening up throughout Rockhampton, Yeppoon, Gladstone, Miriam Vale, Emerald and Mackay (now closed). Our name changed once again in 2009 to The Capricornian Ltd, keeping pace with the changing lifestyles, needs and interests of Central Queenslanders. Since then we’ve also rolled out all the services offered by the big banks, such as mobile and online banking as well as quick deposit facilities while maintaining our responsive, friendly service and local focus.

We’re responsive
Next time you drop in to our East Street branch in Rockhampton, you’ll also be visiting our head office. Unlike other banks who bounce member requests around the state or even the country, we can process things like home loans on-site, and fast. Our small team can move quickly on member enquiries, connect you with the right person or service and get you on your way.

Your community is our community
All staff at The Capricornian are members, just like you. What benefits you benefits us. Our existence is due to our members and we believe that shines through in our service and our products. Our staff live, work and play locally. Whether it be junior sport on a Saturday morning, fundraising events for the local community or just at the beach, The Capricornian is there participating, supporting and giving back to the Central Queensland community.

We are proud of what we’ve achieved for Central Queensland and the progress we’ve made since our humble beginnings almost 60 years ago. We’re here for the long haul, and will always be a local organisation growing with our members throughout their lives.

Make the switch today, and choose to bank your way, as a member of The Capricornian.

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