Banish the burglars

Don’t get caught out by household theft

Household burglary is one of the most widespread crimes in Australia. January is the worst month for home burglaries – windows are left open due to hot weather, people take holidays and share it on social media and doors are unlocked as residents spend time in the garden.

Lock up
This may seem obvious, but is often overlooked. Look in to deadlocks and don’t hand thieves the tools to break in from your garage or shed. Ditto to keys – leave spare keys with a trusted neighbour, friend or family member. And while you’re locking things, don’t forget the fuse box if it’s outside.

Make noise
Consider a dog and install an alarm. Both make noises that thieves don’t like. And consider fitting a timer switch that allows the lights, radio and TV to come on and go off now and again.

Be seen
Thieves don’t like being seen so make your house visible from the street. Trim trees and plants, leave a light on and get friendly with the neighbours. And don’t provide access to your home and please verify the identity of any charity collectors, tradespeople or salespeople.

Check your Insurance Policy

Ensure that your home and contents are adequately covered with the right insurance policy for you. Account for any purchases in your policy, keep an inventory of possessions, and update your policy with any new fixtures or fittings that could be damaged.

Disclaimer:
Home & Content Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. In offering these products, The Capricornian acts under its own Australian Financial Services Licence and under an agreement with the insurers, CGU. This is general information only and does not take into account your individual objectives, financial situation or needs (‘your personal circumstances’). In arranging this insurance The Capricornian Limited acts as an intermediary for CGU, not as your agent. The Capricornian Limited does not guarantee any claim or benefit payable under the insurance policy. We receive commission on insurance products details can be found in our Conditions of Use brochure. Before making decisions about any of these insurance products you should consider the appropriateness of the information having regard to your circumstances and the applicable Product Disclosure Statement (PDS) available at any Capricornian branch or by calling 1300 314 900. The Capricornian Ltd ABN 54 087 650 940 AFSL / ACL No. 246780.

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