Executive Team

Get to know The Capricornian’s Executive Team.

Dale Grounds

Chief Executive Officer

Dale commenced in the role of CEO on 10 October 2016.
Prior to The Capricornian, Dale had 3 years as General Manager of Family First Credit Union, covering a broad area of Country NSW. With over 30 years in total in Financial Services, in both urban and regional locations, Dale has undertaken a range of senior management and executive roles focusing on effective leadership, people, customers, operations, marketing, business analysis/project management and organisational change and improvement

Qualifications: Bachelor of Arts (Economics) UQ, Graduate Diploma of Management CQU, Graduate Diploma of Financial Administration CQU, Master’s Degree in Business Administration (MBA)


Michelle Alexander

Chief Financial Officer

Following the commencement of a Bachelor of Business at Central Queensland University in 1998, Michelle began working with The Capricornian in 2001. Michelle completed the remainder of her degree whilst working at The Capricornian.

Having worked in roles as Assistant Accountant, Financial Accountant and Finance Manager, Michelle was appointed as Chief Financial Officer in 2018.

Michelle worked previously as a Trainee Accountant with Arthur Birkbeck and Associates.

Qualifications: B.Bus (Accounting), CPA


Graeme Kemp

General Manager Lending

Graeme was appointed to the role in July 2003. He was previously branch manager with a major Bank having spent 27 years in various areas throughout Queensland.

Qualifications: Cert IV & Diploma of Finance and Mortgage Broking Management


Tristan Kipling

Risk and Compliance Officer

Tristan commenced employment with The Capricornian in January 2002. In his time with The Capricornian Tristan has worked in roles as Loans Administration Officer, Branch Support Officer and Acting Branch Manager – Emerald.

In November 2013 Tristan was appointed as the Risk and Compliance Office.

Qualifications: Certificate IV in Financial Services (Finance/Mortgage Broking), Diploma of Finance and Mortgage Broking Management, Tristan is currently undertaking a Diploma of Risk Management and Business Continuity.