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A fixed rate to help you plan with confidence.

For a limited time, you can lock in 5.00% p.a.* with our 12-month term deposit available with a minimum deposit of %5,000.

If you have savings, you won’t need access to for the next 12 months, this could be a straightforward way to grow your funds while knowing exactly what you’ll receive at maturity.

Enquire today by filling out the below form and a member from our team will get in touch.

*Eligibility criteria, terms and conditions, fees and charges apply. The Capricornian Ltd trading as The Capricornian Bank ABN 54 087 650 940. AFSL/Australian Credit Licence 246780. Rate available from 8 April 2026.

Conditions of Use

Availability of Access

Term Deposit Options