14.95 % p.a
18.95 % p.a
11.95 % p.a
15.95 % p.a
8.95 % p.a
12.95 % p.a
*This comparison rate is based on a loan of $10,000 loan over 3 years.
**This comparison rate is based on a loan of $30,000 loan over 5 years.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.
We recognise that while you are studying or undergoing training for current or future employment, being able to afford things is tough. During this time of your life, the Student/Apprentice Loan offers a discounted interest rate to help you achieve your dreams.
Our Student/Apprentice Loan is available on a secured or unsecured basis giving you the choice to use the funds for almost anything, whether you are buying a car, taking a holiday or consolidating your debts.
Special Offer! Personal Loan Repayment Holiday
Apply for a Personal Loan with The Capricornian before 28th February 2017 and enjoy the first month as a repayment holiday1 (no repayments) and $0 establishment fee.
Features and Benefits:
- Discounted interest rates
- No penalty for extra payments or early payout
- No monthly fees
- Free online and mobile banking redraws
|Minimum loan amount||$2,000|
|Maximum loan amount||$75,000|
|Loan Period||Up to 5 years|
|Repayments||Monthly / Fortnightly / Weekly|
|Additional Repayments||Yes without penalty|
|Application Fee||$0 until 28th of February 2017|
|Loan Repayment Insurances||Available2|
Credit eligibility criteria, terms and conditions, fees and charges apply.
1Your first monthly payment will be due two (2) months following the funding of the loan, although interest on the principal loan amount will still accumulate. Repayments will be calculated over the remaining term of the loan contract. The Capricornian may withdraw this offer at any time without notice. The Capricornian Ltd Australian Credit Licence/AFSL 246780
2Protected means you have chosen to protect your loan with Consumer Credit Insurance (CCI). You can choose to protect your loan with (CCI) which is designed to meet your loan obligations and provide you with the security that your major commitment will be take care of in the event of certain unforeseen circumstances including unemployment, sickness and accident, trauma and life.
This is general information only and does not take into account your individual objectives, financial situation or needs. Before making decisions about any of these insurance products you should consider the appropriateness of the information having regard to your circumstances and the applicable Product Disclosure Statement (PDS), available at any Capricornian branch, or by calling 1300 314 900.