Introductory Rate Home Loan
3.59 % p.a1
3.89 % p.a1
2 This comparison rate is based on a $150,000 loan over 25 years.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.
Get a head start on your home loan with a low introductory variable interest rate for the first 3 years. We want to make the first few years as easy as possible as you get used to regular payments and budgeting. At the end of the 3 years, the loan will convert to a variable rate with a 0.25% discount off our Standard Variable Rate.
Features and Benefits:
- Discounted variable interest rate for the first 36 months1
- Additional repayments without penalty
- Free online and mobile banking redraws
|Available to||Individuals, Companies and Trusts|
|Construction Loan||Not Available|
|Minimum loan amount||$50,000|
|Maximum loan amount
|95% of the property value*
75% of the property value
|Loan Period||Up to 30 years|
|Repayments||Monthly / Fortnightly / Weekly|
|Additional Repayments||Yes without penalty|
|Mortgage Offset Account||No|
|Loan Repayment Insurance||Available|
|Eligibility||New Loans Only|
1Discounted variable rate applies for first 36 months converting to a variable rate with a 0.25% discount off our Standard Variable Rate. Not available for construction or interest only loans.
* Lenders Mortgage Insurance is required where the loan is greater than 80% of the value of the security property. This may vary based on the location of the property.
** The LVR to be equal to or less than 75% and for owner occupied property only.
Lending criteria, terms and conditions, fees and charges apply. Offer only available for new loans.