Introductory Rate Home Loan
3.89 % p.a1
2 This comparison rate is based on a $150,000 loan over 25 years.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.
Get a head start on your home loan with a low introductory variable interest rate for the first 3 years. We want to make the first few years as easy as possible as you get used to regular payments and budgeting. At the end of the 3 years, the loan will convert to a variable rate with a 0.25% discount off our Standard Variable Rate.
Features and Benefits:
- Discounted variable interest rate for the first 36 months1
- Additional repayments without penalty
- Free online and mobile banking redraws
|Available to||Individuals, Companies and Trusts|
|Construction Loan||Not Available|
|Minimum loan amount||$50,000|
|Maximum loan amount||95% of the property value*|
|Loan Period||Up to 30 years|
|Repayments||Monthly / Fortnightly / Weekly|
|Additional Repayments||Yes without penalty|
|Mortgage Offset Account||No|
|Loan Repayment Insurance||Available|
|Eligibility||New Loans Only|
1Discounted variable rate applies for first 36 months converting to a variable rate with a 0.25% discount off our Standard Variable Rate. Not available for construction or interest only loans.
* Lenders Mortgage Insurance is required where the loan is greater than 80% of the value of the security property. This may vary based on the location of the property.
Lending criteria, terms and conditions, fees and charges apply. Offer only available for new loans.