Why choose The Capricornian?
Banks have enjoyed the loyalty of many customers simply because many people are not aware that there is a true banking alternative. Well, there is an alternative to a bank. Choose The Capricornian as your financial services provider and give your banking a new direction.
Here are some differences that could bring you closer to where you want to be.
We’re not a bank – we’re a credit union.
When you take up financial products from a bank, you do so as a customer. Banks are owned by their shareholders and are run at a profit to provide the highest possible returns to those who hold shares. Alternatively, when you take up financial products from a credit union, you become a member, and therefore a part owner of the credit union. Credit unions exist to provide financial products and services for the benefit of their members, rather than to produce profits for shareholders. As a member of a credit union, you have a right to attend member meetings and comment and/or vote on matters concerning the constitution and financial reports of that credit union.
We put people before profit.
The Capricornian is owned by members, not by external shareholders. That means we don’t need to do a “hard sell” on products you might not need so we can make big profits.
We give our profits back to our members.
Our profits are used to improve products and services. Unlike banks, our profits are reinvested into offering members and the community a full range of flexible, competitive products and services.
We’re upfront and fair.
Banking = incomprehensible jargon, hidden fees and complex conditions. Wrong. We speak to our members in a clear, straightforward manner, and we know they appreciate it.
We may be small but we achieve big things.
The Capricornian is committed to consistently offering products which are the best or near the best in the marketplace. For many years, we have been recognised with national awards
We’re community minded.
The Capricornian enjoys playing an active role in supporting local activities, events and organisations whenever we can. While we enjoy being generous, it is a little selfish too. After all, our members and staff all work and live in this community too! When you become a member you support an organisation that gives back to your community.
